Sunday, February 9, 2014
Really? The GOLDEN YEARS?
Thursday, July 8, 2010
When will I find love?
And now, 18 and a half years after testing positive, I deal with the frustration of being a mature, well-anchored individual, finally ready for a life-time relationship, but because of my health status, the opportunities for finding my soul mate seem unavailable.
Wednesday, October 7, 2009
Thought For The Day
Abraham Lincoln, speech in Washington D.C., 1865
16th president of US (1809 - 1865)
Friday, September 11, 2009
This Is SO FRUSTRATING! Why Won't Any Of The Elected Federal Office Holders Answer My Questions?
_____________________________________________________________
Dear Mr. President:
For the past several years now I have been writing to my representatives in the U.S. Congress and the U.S. Senate, sharing my thoughts on Social Security. Sadly, the only replies I have ever received are form letters, none of which answered my questions or remarked on my ideas. Last year I even e-mailed the Obama campaign with my ideas only to receive a reply that stated something to the effect "you should advocate your concerns with your friends and neighbors to arrive at some conclusions/suggestions".
Mr. President, I am a simple man with what I think is a simple and logical idea about how to deal with the Social Security crisis. Unfortunately I do not have access to the data that would help me to prove or disprove my ideas. For example, I have no way of knowing the aggregate amount of income that is not subject to the FICA tax because of the income cap; and I do not have access to the formula by which Social Security determines benefit amounts for people. If I had some of this information, perhaps I would realize that my suggestions are not as sound as I believe them to be. So you can understand my frustration when those in power with access to the aforementioned information send me a form letter in answer to my queries and suggestions.
I am hoping that by writing you with my ideas that you will be able to have somebody in the government get back to me with a reasonable explanation that addresses my points of concern. So, here goes:
The first and probably most important thing we should do to protect the Social Security Trust Fund was proposed by Al Gore during the 2000 Presidential Race when he advocated putting the fund in a "LOCKBOX" to prevent the Federal Government from borrowing from the fund.
Then, in the spirit of fairness, lower the FICA tax, eliminate the income cap for the individual taxpayers, and maintain the income cap on the employer's contribution but raise that cap to offset the lower tax rate. In this way the majority of Americans would realize a tax cut which they could use to pay down their mortgages or invest into their retirement nest eggs, and all Americans would be paying the same tax rate on their total incomes. For example, let’s say that the 6.2% FICA tax rate is lowered by a third to 4.13%. Now an individual who earns $40,000 a year would pay $1,652 a year in FICA taxes rather than the current tax of $2,480 a year, thereby realizing a savings of $828 that could be put into a retirement account or used to pay down his/her mortgage.
If neither of those suggestions is viable, perhaps we should change the criteria or formula with regard to the amount of Social Security payments made to individuals upon their retirement (or receiving of disability) to more appropriately reflect the amount of their total lifetime income that was subject to the Social Security (FICA) tax. On the official Social Security Administration’s website at www.ssa.gov, there is a benefits calculator that estimates a person’s potential benefit amount using different retirement dates and levels of future earnings. Several months ago, using the SSA website’s Quick Calculator, I calculated the monthly benefit amount for two individuals, each of whom was born on the same date of 6/15/50, and each of whom plans to retire at age 68 in June of 2018. As a part of the calculation(s), I indicated that one of the individuals earned $40,000 in 2007, and that the other individual earned $1,000,000 in 2007. For both individuals, I selected the option to see their projected benefit amounts in inflated (future) dollars. The results were as follows:
Current earnings: $40,000.00 - Your estimated monthly benefit amount, beginning at age 68 in 2018, is $2,039.00.
Current earnings: $1,000,000.00 - Your estimated monthly benefit amount, beginning at age 68 in 2018, is $3,826.00. (Note: For your benefit calculation, we limited your earnings to the $102,000.00 taxable maximum for 2008.)
Based on the calculation results, a person who earns tens of millions of dollars in his lifetime can expect to receive 88% more in monthly Social Security retirement benefits than a person who just barely earns $1,000,000 in his lifetime. And that same multi-millionaire can expect to receive 252% more in monthly Social Security retirement benefits than a person who earns just the federal minimum wage during his lifetime! Now why would a retiree with more than enough income and resources to support an affluent lifestyle need to receive $46,000 a year from Social Security? Surely such an individual would not even blink if say, half of those Social Security benefits were re-directed to those persons who depend upon their monthly benefits to pay the rent, put food on the table and cover medical costs! After all, wasn't Social Security created as a safety net for the poorest of American Society?
Tuesday, June 2, 2009
ADVICE WORTH READING
"To celebrate growing older, I once wrote the 45 lessons life taught me. It is the most-requested column I've ever written."
"My odometer rolled over to 90 in August, so here is the column once more":
1. Life isn't fair, but it's still good.
2. When in doubt, just take the next small step.
3. Life is too short to waste time hating anyone.
4. Your job won't take care of you when you are sick. Your friends and parents will. Stay in touch.
5. Pay off your credit cards every month.
6. You don't have to win every argument. Agree to disagree.
7. Cry with someone. It's more healing than crying alone.
8. It's OK to get angry with God. He can take it.
9. Save for retirement starting with your first paycheck.
10. When it comes to chocolate, resistance is futile.
11. Make peace with your past so it won't screw up the present.
12. It's OK to let your children see you cry.
13. Don't compare your life to others. You have no idea what their journey is all about.
14. If a relationship has to be a secret, you shouldn't be in it.
15. Everything can change in the blink of an eye. But don't worry; God never blinks.
16. Take a deep breath. It calms the mind.
17. Get rid of anything that isn't useful, beautiful or joyful.
18. Whatever doesn't kill you really does make you stronger.
19. It's never too late to have a happy childhood. But the second one is up to you and no one else.
20. When it comes to going after what you love in life, don't take no for an answer.
21. Burn the candles, use the nice sheets, wear the fancy lingerie. Don't save it for a special occasion. Today is special.
22. Over prepare, then go with the flow.
23. Be eccentric now. Don't wait for old age to wear purple.
24. The most important sex organ is the brain.
25. No one is in charge of your happiness but you.
26. Frame every so-called disaster with these words 'In five years, will this matter?'
27. Always choose life.
28. Forgive everyone everything.
29. What other people think of you is none of your business.
30. Time heals almost everything. Give time time.
31. However good or bad a situation is, it will change.
32. Don't take yourself so seriously. No one else does.
33. Believe in miracles.
34. God loves you because of who God is, not because of anything you did or didn't do.
35. Don't audit life. Show up and make the most of it now.
36. Growing old beats the alternative -- dying young.
37. Your children get only one childhood.
38. All that truly matters in the end is that you loved.
39. Get outside every day. Miracles are waiting everywhere.
40. If we all threw our problems in a pile and saw everyone else's, we'd grab ours back.
41. Envy is a waste of time. You already have all you need.
42. The best is yet to come.
43. No matter how you feel, get up, dress up and show up.
44. Yield.
45. Life isn't tied with a bow, but it's still a gift."
Its estimated 93% won't forward this. If you are one of the 7% who will, forward this with the title '7%'. I'm in the 7%.
Remember that I will always share my spoon with you!
Friends are the family that we choose for ourselves.
Sunday, May 17, 2009
HONEST LEADERSHIP
Friday, October 10, 2008
THE UNITED STATES ONE DOLLAR BILL


Notice the face is lighted, and the western side is dark. This country was just beginning. We had not begun to explore the west or decided what we could do for Western Civilization. The Pyramid is uncapped, again signifying that we were not even close to being finished. Inside the capstone you have the all-seeing eye, an ancient symbol for divinity. It was Franklinʼs belief that one man couldn't do it alone, but a group of men, with the help of God, could do anything. 'IN GOD WE TRUST' is on this currency.
13 original colonies,
13 signers of the Declaration of Independence,
13 stripes on our flag,
13 steps on the Pyramid,
13 letters in, 'Annuit Coeptis,'
13 letters in ' E Pluribus Unum,'
13 stars above the Eagle,
13 bars on that shield,
13 leaves on the olive branch,
13 fruits,
and if you look closely,
13 arrows.
And finally, if you notice the arrangement of the 13 stars in the right-hand circle you will see that they are arranged as a Star of David. This was ordered by George Washington who, when he asked Hayyim Solomon, the wealthy Philadelphia Jew, what he would like as a personal reward for his services to the Continental Army. Solomon said he wanted nothing for himself but that he would like something for his people. The Star of David was the result. Few people know that Solomon, who saved the Army through his financial contributions, died a pauper.
Wednesday, September 24, 2008
THE GOVERNMENT SHOULD NOT BAIL OUT WALL STREET!
Wednesday, July 30, 2008
Another Movie Favorite

Saturday, July 26, 2008
He ventured forth to bring light to the world
by Gerard Baker
And it came to pass, in the eighth year of the reign of the evil Bush the Younger (The Ignorant), when the whole land from the Arabian desert to the shores of the Great Lakes had been laid barren, that a Child appeared in the wilderness.
The Child was blessed in looks and intellect. Scion of a simple family, offspring of a miraculous union, grandson of a typical white person and an African peasant. And yea, as he grew, the Child walked in the path of righteousness, with only the occasional detour into the odd weed and a little blow.
When he was twelve years old, they found him in the temple in the City of Chicago, arguing the finer points of community organisation with the Prophet Jeremiah and the Elders. And the Elders were astonished at what they heard and said among themselves: “Verily, who is this Child that he opens our hearts and minds to the audacity of hope?” In the great Battles of Caucus and Primary he smote the conniving Hillary, wife of the deposed King Bill the Priapic and their barbarian hordes of Working Class Whites.
And so it was, in the fullness of time, before the harvest month of the appointed year, the Child ventured forth - for the first time - to bring the light unto all the world. He travelled fleet of foot and light of camel, with a small retinue that consisted only of his loyal disciples from the tribe of the Media. He ventured first to the land of the Hindu Kush, where the Taleban had harboured the viper of al-Qaeda in their bosom, raining terror on all the world. And the Child spake and the tribes of Nato immediately loosed the Caveats that had previously bound them. And in the great battle that ensued the forces of the light were triumphant. For as long as the Child stood with his arms raised aloft, the enemy suffered great blows and the threat of terror was no more.
From there he went forth to Mesopotamia where he was received by the great ruler al-Maliki, and al-Maliki spake unto him and blessed his Sixteen Month Troop Withdrawal Plan even as the imperial warrior Petraeus tried to destroy it.
And lo, in Mesopotamia, a miracle occurred. Even though the Great Surge of Armour that the evil Bush had ordered had been a terrible mistake, a waste of vital military resources and doomed to end in disaster, the Child's very presence suddenly brought forth a great victory for the forces of the light.
And the Persians, who saw all this and were greatly fearful, longed to speak with the Child and saw that the Child was the bringer of peace. At the mention of his name they quickly laid aside their intrigues and beat their uranium swords into civil nuclear energy ploughshares. From there the Child went up to the city of Jerusalem, and entered through the gate seated on an ass. The crowds of network anchors who had followed him from afar cheered “Hosanna” and waved great palm fronds and strewed them at his feet.
In Jerusalem and in surrounding Palestine, the Child spake to the Hebrews and the Arabs, as the Scripture had foretold. And in an instant, the lion lay down with the lamb, and the Israelites and Ishmaelites ended their long enmity and lived for ever after in peace. As word spread throughout the land about the Child's wondrous works, peoples from all over flocked to hear him; Hittites and Abbasids; Obamacons and McCainiacs; Cameroonians and Blairites.
And they told of strange and wondrous things that greeted the news of the Child's journey. Around the world, global temperatures began to decline, and the ocean levels fell and the great warming was over. The Great Prophet Algore of Nobel and Oscar, who many had believed was the anointed one, smiled and told his followers that the Child was the one generations had been waiting for.
And there were other wonderful signs. In the city of the Street at the Wall, spreads on interbank interest rates dropped like manna from Heaven and rates on credit default swaps fell to the ground as dead birds from the almond tree, and the people who had lived in foreclosure were able to borrow again.
Black gold gushed from the ground at prices well below $140 per barrel. In hospitals across the land the sick were cured even though they were uninsured. And all because the Child had pronounced it. And this is the testimony of one who speaks the truth and bears witness to the truth so that you might believe. And he knows it is the truth for he saw it all on CNN and the BBC and in the pages of The New York Times.
Then the Child ventured forth from Israel and Palestine and stepped onto the shores of the Old Continent. In the land of Queen Angela of Merkel, vast multitudes gathered to hear his voice, and he preached to them at length. But when he had finished speaking his disciples told him the crowd was hungry, for they had had nothing to eat all the hours they had waited for him. And so the Child told his disciples to fetch some food but all they had was five loaves and a couple of frankfurters. So he took the bread and the frankfurters and blessed them and told his disciples to feed the multitudes. And when all had eaten their fill, the scraps filled twelve baskets.
Thence he travelled west to Mount Sarkozy. Even the beauteous Princess Carla of the tribe of the Bruni was struck by awe and she was great in love with the Child, but he was tempted not. On the Seventh Day he walked across the Channel of the Angles to the ancient land of the hooligans. There he was welcomed with open arms by the once great prophet Blair and his successor, Gordon the Leper, and his successor, David the Golden One. And suddenly, with the men appeared the archangel Gabriel and the whole host of the heavenly choir, ranks of cherubim and seraphim, all praising God and singing: “Yes, We Can.”
Monday, July 14, 2008
HOW ABOUT A "SERVICE TO AMERICA ACT"?
Saturday, July 5, 2008
ORGANIZATION OF GRAIN EXPORTING COUNTRIES
The "JoeAmerican" You Tube Video
The ideas put forth in this video are brilliant. I encourage each and everyone of you reading this blog to watch it!
MORE ON SOCIAL SECURITY
Sunday, June 29, 2008
I submit that we should consider a different approach: change the criteria or formula with regard to the amount of Social Security payments made to individuals upon their retirement (or receiving of disability) to more appropriately reflect the amount of their total lifetime income that was subject to the Social Security (FICA) tax.
On the official Social Security Administration’s website at www.ssa.gov, there is a benefits calculator that estimates a person’s potential benefit amount using different retirement dates and levels of future earnings.
Using the SSA website’s Quick Calculator, I calculated the monthly benefit amount for two individuals, each of whom was born on the same date of 6/15/50, and each of whom plans to retire at age 68 in June of 2018. As a part of the calculation(s), I indicated that one of individuals earned $40,000 in 2007, and that the other individual earned $1,000,000 in 2007. For both individuals, I selected the option to see their projected benefit amounts in inflated (future) dollars. The results were as follows:
Current earnings: $40,000.00 - Your estimated monthly benefit amount, beginning at age 68 in 2018, is $2,039.00.
Current earnings: $1,000,000.00 - Your estimated monthly benefit amount, beginning at age 68 in 2018, is $3,826.00. (Note: For your benefit calculation, we limited your earnings to the $102,000.00 taxable maximum for 2008.)
Based on the calculation results, a person who earns tens of millions of dollars in his lifetime can expect to receive 88% more in monthly Social Security retirement benefits than a person who just barely earns $1,000,000 in his lifetime. And that same multi-millionaire can expect to receive 252% more in monthly Social Security retirement benefits than a person who earns just the federal minimum wage during his lifetime! Now why would a retiree with more than enough income and resources to support an affluent lifestyle need to receive $46000 a year from Social Security? Surely such an individual would not even blink if say, half of those Social Security benefits were re-directed to those persons who depend upon their monthly benefits to pay the rent, put food on the table and cover medical costs! After all, wasn't Social Security created as a safety net for the poorest of American Society?
I would love to hear what each of the presidential candidates has to say about that!
Saturday, June 21, 2008
MY RESIGNATION FROM THE DEMOCRATIC PARTY

I have been a member of the Democratic Party since I first registered to vote in the Presidential Election of 1972. And I have voted for the Democratic Party's presidential nominee in each of the nine presidential elections that have occurred since 1972. But today I have changed my voter registration from that of Democrat to that of No Affiliation.
As a 9 year old boy, I was inspired by these words of President John F. Kennedy in his 1961 inaugural address: "And so, my fellow Americans: ask not what your country can do for you - ask what you can do for your country." As a young man in high school, when I studied American History I revered the words of The United States Bill of Rights and The United States Constitution.
During the events of the 2000 Presidential election, I was appalled that so many of Florida's voters were disenfranchised by the actions of their various state's officials and the eventual outcome of the election results in that state which resulted in the Republicans taking the White House! And that is why I was aghast when the Democratic National Party disqualified the ballots of millions of voters in the states of Michigan and Florida in this past spring's presidential primaries in those states! How dare they?!?!? Especially after the debacle of the 2000 Presidential election! Oh sure, on May 31st the DNC's Rules and Bylaws Committee voted to seat all of Florida's and Michigan's delegates, with each delegate having half a vote. But, I maintain that the DNC's actions were every bit as much an egregious assault on the rights of the citizens of Michigan and Florida as were the actions of Florida's officials and the actions of the United States Supreme Court in the aftermath of the 2000 Presidential election that in effect disenfranchised all of those American citizens who cast their ballots in November of 2000! After all, the voters of Michigan and Florida had no control over the actions of their respective state's Democratic Parties which decided to move up the dates of the primaries in defiance of the DNC's rules. Why then should they be denied their most basic and cherished right to cast their ballots in the good faith that their votes would be counted?!?
For this reason, I can no longer be a part of the Democratic Party. After all, how can I possibly support any entity that would deny any American citizen's vote from being counted?
